CASE STUDIES

  • Death of a loved one

    Mary was referred to us by a solicitor in 2012 following the death of her husband...more

  • Surplus pensions

    Many of our clients have acquired a substantial pension fund and, at retirement, find they have more than sufficient wealth to meet their lifestyle costs...more

  • Planning for the future

    Stephen received an inheritance in November 2012 and hoped this would give him a chance to reorganise his finances...more

  • Retirement Planning

    Dennis was referred to Andy Gait by an existing client. He was aged 59 in excellent health and keen to discuss his pension arrangements ...more

  • Tax planning

    When the owner of a successful surveying business got into difficulties with his income tax liabilities he spoke to Kilsby Williams & Gould...more

NEWS

  • This was George Osborne’s eighth Budget and fortunately for the industry it didn’t produce the shock waves of Budget 2014 which introduced ‘Pension Freedoms’, and nor did we see any changes to the current pension legislation other than a little welcome clarity in a couple of areas of pension flexibility. The Chancellor announced that this […]...more

  • When setting aside money for your grandchildren there are two legal structures available for you: – – You can set up a bare trust – the funds are formally held in a separate trust entity – You can set up on an ‘account designate basis’ – the funds are still ‘yours’ The funds that you […]...more

  • Debts; As the introduction to this section might suggest, we are extremely keen for our clients to repay debt as a priority! Verdict: Our stance has always been, and continues to be, that debt repayment should be the number one priority. Cash; Whilst interest rate rises are looking increasingly likely at some stage during 2016, […]...more

OUR SOLUTIONS

  • Wealth Preservation

    Having created wealth, it is natural that you will want to protect it for your family. The last two decades have seen many changes in the ta...more

  • RETIREMENT

    For many years retirement planning consisted of building a pension fund and then buying an annuity and very little else. In our view this is...more

  • Financial Planning

    Whether it be protecting your business interests for the benefit of you and your family in the event of death or ill health, or putting toge...more

  • Trustees and Deputyships

    We understand the responsibility that comes with the above roles. We have extensive experience in unburdening you from the financial plannin...more

VOUCHED FOR

    • star placeholder
      Advice
    • star placeholder
      Service
    • star placeholder
      Value
    ”Very friendly and approachable. Efficient and professional service” Caroline, Vale of Glamorgan
    • star placeholder
      Advice
    • star placeholder
      Service
    • star placeholder
      Value
    ”Simon and his team give excellent easy to follow Financial Advice, and the proof is in the results”Kim, Oxfordshire, MD
    • star placeholder
      Advice
    • star placeholder
      Service
    • star placeholder
      Value
    ”I would readily recommend Andy for his professional and friendly approach to advice. After assessing my future objectives and attitude to risk he has transferred an exceptionally complex portfolio into a much more comprehensive and manageable one. I have been very impressed with his recommendations and the excellent service provided by him and his team. They are all very approachable and always have time for any queries or problems which may arise.”Denise, Gwent